I don't have a credit card --ADHD makes it hard for me to remember to pay bills on time, and while I've gotten much much better over the years (autopay is my best friend), I'm still recovering from generally poor credit due to missed payments in my youth.
Do you have recommendations or thoughts about how to do the opposite of this? If I was going to open a single credit card (and put small-medium amounts on it and pay it off every month obvs) are there specific things I should be looking for?
(I find your posts about churning really interesting --the spreadsheets and game aspects are something I could mostly keep up with, but the stakes are a little too high for me to try it. If I have a bad couple weeks, which happens once or twice a year with bad weather and burnout, I've lost all my progress and then some.)
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Do you have recommendations or thoughts about how to do the opposite of this? If I was going to open a single credit card (and put small-medium amounts on it and pay it off every month obvs) are there specific things I should be looking for?
(I find your posts about churning really interesting --the spreadsheets and game aspects are something I could mostly keep up with, but the stakes are a little too high for me to try it. If I have a bad couple weeks, which happens once or twice a year with bad weather and burnout, I've lost all my progress and then some.)
~Sor