OMG, I find it so amusing that someone cites FlyerTalk to me, here. I've been a regular on that site for... *does arithmetic*... 15 years! Well, maybe less regular now than back when I was following multiple forums and posting 10 or 15 times a week. How active are you there?

And yes, I do know about the EoA option. I omitted it from *this* blog in the interest of length and clarity, intending to address it in another entry soon. Also, you'll see on FT that I've already gotten the same advice there. 😂