canyonwalker (![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
canyonwalker) wrote2023-07-12 05:51 pm
canyonwalker) wrote2023-07-12 05:51 pm
A Free Laundry Basket? Sign Me Up!
The bank where I've held a checking account for twenty-some-odd years sent me this solicitation today to open a new checking account with them:
I've written before about how my banks show little clue they understand my financial situation even though they're required to by law. Here I wonder if my bank even knows how old I am, let alone that I have enough assets I'm unlikely to be swayed by, Ooh! a free laundry basket.
...Though possibly they do know my age and are thinking maybe I have a child in college who'd benefit from a checking account. That possibility makes this far from the worst mismatch they've made. It's not like they're offering me a loan at "only!" 7.99% "to consolidate [my] credit card debt!!!" when a soft pull of my credit report would show I haven't actually carried a balance on a credit card in nearly 20 years. ...And that last time was at 0% APR. 🙄
I've written before about how my banks show little clue they understand my financial situation even though they're required to by law. Here I wonder if my bank even knows how old I am, let alone that I have enough assets I'm unlikely to be swayed by, Ooh! a free laundry basket.
...Though possibly they do know my age and are thinking maybe I have a child in college who'd benefit from a checking account. That possibility makes this far from the worst mismatch they've made. It's not like they're offering me a loan at "only!" 7.99% "to consolidate [my] credit card debt!!!" when a soft pull of my credit report would show I haven't actually carried a balance on a credit card in nearly 20 years. ...And that last time was at 0% APR. 🙄