canyonwalker: WTF? (wtf?)
canyonwalker ([personal profile] canyonwalker) wrote2023-07-12 05:51 pm
Entry tags:

A Free Laundry Basket? Sign Me Up!

The bank where I've held a checking account for twenty-some-odd years sent me this solicitation today to open a new checking account with them:

A free LAUNDRY BASKET? Sign me up! (Jul 2023)

I've written before about how my banks show little clue they understand my financial situation even though they're required to by law. Here I wonder if my bank even knows how old I am, let alone that I have enough assets I'm unlikely to be swayed by, Ooh! a free laundry basket.

...Though possibly they do know my age and are thinking maybe I have a child in college who'd benefit from a checking account. That possibility makes this far from the worst mismatch they've made. It's not like they're offering me a loan at "only!" 7.99% "to consolidate [my] credit card debt!!!" when a soft pull of my credit report would show I haven't actually carried a balance on a credit card in nearly 20 years. ...And that last time was at 0% APR. 🙄