Now with TWO United Credit Cards
Jul. 24th, 2022 03:21 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
canyonwalkerI recently opened a new United Airlines credit card with Chase. Usually I don't write about credit cards when I get them, saving my writing instead for analyzing their value a year later. This case is different because I've now opened two United cards in the space of just a few months.
I now have a United Business MileagePlus card, which I opened a few months ago, and a United Explorer MileagePlus card that I opened ~10 days ago.
"Isn't that kind of scammy, have two cards the same like that?" some people would ask.
The thing is, far from being scammy it's encouraged. United and Chase not only allow you to have one of each— and earn the lucrative signup bonus on each— but also offer an added incentive of 5,000 MileagePlus incentive at anniversary time if you own both.
The signup bonuses were pretty nice even without the additional spiff for owning both cards. The business card I opened a few months ago offered 75,000 United points for $5,000 spend in 3 months. I actually hit that spend target easily within just 2 months. Charging estimated taxes to a credit card does that.
The personal card pays 60,000 points after $3k spend in 3 months, then another 10,000 points after $6k total spend in 6 months. The $3k target I can hit with basically just two charges: the computer I've been waiting to buy, and the car insurance payment that's due in a few weeks. The second $3k will be trivial to hit in 5½ months.
I now have a United Business MileagePlus card, which I opened a few months ago, and a United Explorer MileagePlus card that I opened ~10 days ago.
"Isn't that kind of scammy, have two cards the same like that?" some people would ask.
The thing is, far from being scammy it's encouraged. United and Chase not only allow you to have one of each— and earn the lucrative signup bonus on each— but also offer an added incentive of 5,000 MileagePlus incentive at anniversary time if you own both.
The signup bonuses were pretty nice even without the additional spiff for owning both cards. The business card I opened a few months ago offered 75,000 United points for $5,000 spend in 3 months. I actually hit that spend target easily within just 2 months. Charging estimated taxes to a credit card does that.
The personal card pays 60,000 points after $3k spend in 3 months, then another 10,000 points after $6k total spend in 6 months. The $3k target I can hit with basically just two charges: the computer I've been waiting to buy, and the car insurance payment that's due in a few weeks. The second $3k will be trivial to hit in 5½ months.
